Chase Ultimate Rewards
Chase Ultimate Rewards has 14 loyalty partners, including 10 airline programs and 4 hotel programs, allowing users to transfer points and redeem for travel

Chase Ultimate Rewards is a valuable rewards currency, with 14 loyalty partners, including 10 airline programs and 4 hotel programs. According to The Points Guy, users can transfer their Ultimate Rewards points to these partners to redeem for travel. The 10 airline programs include Aer Lingus AerClub, Air Canada Aeroplan, and British Airways Club, among others.
Airline Transfer Partners
The airline transfer partners offer a range of redemption options, including flights to Europe, domestic trips, and high-end hotels. The Points Guy notes that transfers to partners are typically instantaneous, but may take up to 48 hours in some cases.
Hotel Transfer Partners
Chase also partners with four hotel programs, including World of Hyatt. The Points Guy reports that new Chase Sapphire Preferred Card cardholders can transfer points to World of Hyatt at a 4:3 rate, while existing cardholders can continue to transfer points at a 1:1 rate until September 30.
Transfer Process
To transfer Chase Ultimate Rewards points to partners, users can log in to their Chase account and handle to the Ultimate Rewards portal. The Points Guy advises users to ensure that the name on their Ultimate Rewards account matches the one on their loyalty program account to help the transfer process.
Best Transfer Partners
The Points Guy identifies some of the best Chase Ultimate Rewards transfer partners, including Iberia Club, British Airways Club, and Virgin Atlantic Flying Club. For example, users can book a round-trip flight to Madrid via Iberia Club for 32,000 Avios in basic economy, or 81,000 Avios in business class.
Redemption Options
The Points Guy notes that users can redeem their Chase Ultimate Rewards points for a range of travel options, including flights, hotels, and car rentals. The value of Ultimate Rewards points can vary depending on the redemption option, with The Points Guy valuing them at 2.05 cents apiece.
Earning Chase Ultimate Rewards Points Users can earn Chase Ultimate Rewards points by carrying specific Chase credit cards, such as the Chase Sapphire Reserve or the Chase Sapphire Preferred Card. The Points Guy reports that these cards offer bonus points after meeting certain spending requirements, and can also earn points on everyday purchases.
| Card | Bonus Points | Spending Requirement |
|---|---|---|
| Chase Sapphire Reserve | 100,000 | $6,000 in 3 months |
| Chase Sapphire Reserve for Business | 200,000 | $30,000 in 6 months |
| Chase Sapphire Preferred Card | 75,000 | $5,000 in 3 months |
| Ink Business Preferred Credit Card | 100,000 | $8,000 in 3 months |
The Points Guy advises users to consider carrying multiple Chase cards to maximize their earning and redeeming potential. By transferring points to loyalty partners and redeeming for travel, users can get significant value from their Chase Ultimate Rewards points.




